As for tap water, there is tap water, and then there is tap water. If yours is soft, it probably comes from a surface source: reservoir or river, and may be OK for records. If you live in limestone territory, as I do here in e. PA (cement capital of the N.E.

), then you have hard water and it will leave a residue when it dries, unless, of course, you have a water softener. I would use only distilled water for final rinse after washing with liquid dish detergent.
One of the highly visible brands of bottled water (an idiocy IMO, but that's another story) draws its product from the same aquifer that my tap water comes from. I pay $5 per thousand gallons, vs. $1 or more that the famous brand sells for a 12 oz. bottle. Nice mark-up on their use of our "public resource"!